Terms and Conditions

Last Updated: January 2026

1. Acceptance of Terms

By accessing and using the Bananaadvance website (bananaadvance.com), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

2. Services Description

Bananaadvance provides business funding and direct lending services, including working capital loans, equipment financing, revenue-based financing, and business expansion funding. All services are subject to approval and underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age and a legal business entity operating in the United States. By submitting an application, you represent that all information provided is accurate and complete.

4. Application Process

Submitting an application or inquiry through our website does not guarantee approval or funding. All applications are subject to review, verification, and underwriting. We reserve the right to decline any application at our sole discretion.

5. SMS/Text Message Communications

By opting in to receive SMS/text messages from Bananaadvance, you acknowledge and agree that:

  • Messages may be sent using an automatic telephone dialing system (ATDS) or prerecorded voice
  • Consent to receive text messages is NOT a condition of purchase of any goods or services
  • Message frequency may vary based on your interaction with our services
  • Standard message and data rates may apply depending on your mobile carrier and plan
  • You may opt out at any time by replying STOP to any message received
  • For assistance, reply HELP or email info@bananaadvance.com

5a. Automated Communications Disclosure

You understand that text messages sent by Bananaadvance may be generated or transmitted using an automatic telephone dialing system (ATDS). By opting in, you provide prior express written consent to receive such communications. This consent is NOT a condition of purchase of any product or service.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Bananaadvance and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Disclaimer of Warranties

This website and its contents are provided "as is" without warranties of any kind, either express or implied. Bananaadvance does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

In no event shall Bananaadvance be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the new terms.

11. Contact Information

For questions regarding these Terms and Conditions, please contact us at:

Email: info@bananaadvance.com